LUZOLVA LLC — TERMS OF SERVICE

Last Updated: August 15, 2026

IMPORTANT NOTICE: THESE TERMS CONTAIN A MANDATORY ARBITRATION PROVISION AND CLASS ACTION WAIVER. PLEASE READ THEM CAREFULLY. BY USING THE SERVICES, YOU AGREE TO RESOLVE CERTAIN DISPUTES THROUGH BINDING ARBITRATION INSTEAD OF COURT TRIALS, JURY TRIALS, OR CLASS ACTIONS, AS DESCRIBED IN SECTION 18.

These Terms of Service (“Terms”) govern your access to and use of the website, platform, applications, tools, and services provided by Luzolva LLC, a Wyoming limited liability company (“Luzolva,” “we,” “us,” or “our”). Our Services include content clipping, creator and influencer ad matching, digital engineering and performance services, publisher catalog and ad matching services, and the “Pack Effect” multi-creator campaign deployment model.

By accessing or using the Services, creating an account, submitting content, listing your platform, or entering into a Service Contract, you agree to these Terms. If you do not agree, do not use the Services.

1. Definitions

“Services” means the Luzolva website, platform, tools, and all service offerings described in Section 5, including Content Clipping Services, Creator & Influencer Ad Marketplace, Digital Engineering & Performance, Publisher Catalog & Ad Matching Service, and Massive Power-Scaling/Pack Effect.

“Creator” means a content creator, influencer, podcaster, livestreamer, UGC creator, or other digital creator participating in the Creator & Influencer Ad Marketplace.

“Client” or “Brand” means a business, agency, or individual purchasing Services or launching a Campaign.

“Publisher” means a website or blog owner participating in the Publisher Catalog & Ad Matching Service.

“Campaign” means a sponsored advertising, marketing, or promotional engagement.

“Pack Effect” means Luzolva’s coordinated multi-creator deployment model, in which a Brand may launch a Campaign through 10 to more than 1,000 Creators.

“Content” means all text, images, video, audio, brand assets, logos, links, data, analytics files, materials, and other information submitted to Luzolva or used in connection with the Services.

“Service Contract” means a separate signed agreement, statement of work, proposal, insertion order, publisher agreement, creator agreement, or campaign agreement governing a specific engagement.

“Catalog” means Luzolva’s curated network of Creators, UGC creators, influencers, and Publishers available for Campaigns and monetization opportunities.

2. Our Role

Luzolva is a digital media, advertising, monetization, and performance marketing agency. We help brands build digital influence, help creators monetize their platforms, help publishers earn advertising revenue, and provide digital growth and content repurposing services.

Luzolva is not a bank, financial institution, lender, loan provider, licensed talent agency in every jurisdiction, legal advisor, or guarantor of income, views, reach, conversions, ad revenue, or business outcomes. Specific deliverables, fees, scope, ownership, and performance obligations are established only through a signed Service Contract.

3. Eligibility and Authority

You must be at least 18 years old or the age of majority in your jurisdiction to use the Services.

If you are between 13 and 18 years old, you may use the Services only with verified parental or legal guardian consent, and your parent or legal guardian must agree to these Terms and any applicable Service Contract.

If you use the Services on behalf of a business, agency, or other organization, you represent and warrant that you have authority to bind that entity to these Terms.

By using the Services, you also represent that you are not prohibited from using U.S. services under applicable sanctions, export control, or anti-money-laundering laws.

4. Accounts and Registration

Accurate Information. You must provide accurate, complete, and current information when registering for an account or submitting an application. You are responsible for keeping your information current.

Account Security. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. If your account is compromised, notify us immediately at contact@luzolva.com.

KYC and Verification. To participate in the Creator Marketplace, Publisher Catalog, or receive payments, you may be required to complete Know Your Customer/Know Your Creator identity verification, provide tax forms such as IRS Form W-9 or W-8, and provide accurate payment information. If you fail to complete or maintain verification, we may suspend payouts or access to certain Services.

Catalog Membership via KYC Application. By submitting a KYC application, a Creator, UGC creator, or influencer automatically joins the Luzolva Catalog. Luzolva is currently developing self-service personal accounts for all Creators and influencers; until such accounts are available, Catalog membership and account management may be handled by Luzolva. Submission of a KYC application does not guarantee any Campaign, brand deal, or compensation.

Linked Accounts and Platform Access. If you link social media accounts, ad accounts, or payment accounts, you represent that you own or have authorization to link those accounts. You retain ownership of your accounts. Luzolva will not require passwords or account control unless you opt into managed services under a separate written authorization.

5. Service-Specific Terms

5.1 General Engagement Model

Luzolva provides access to the Services, but specific engagements are governed by Service Contracts. In the event of a conflict between these Terms and a signed Service Contract, the Service Contract will govern for that specific engagement.

5.2 Content Clipping Services

Luzolva turns long-form content—podcasts, interviews, livestreams, keynotes, and similar material—into short-form, platform-native clips for distribution across TikTok, Instagram Reels, YouTube Shorts, Facebook Reels, X, LinkedIn, Snapchat Spotlight, and our creator network.

By submitting long-form content for Content Clipping Services, you:

• Grant Luzolva a non-exclusive, worldwide, sublicensable license to use, reproduce, edit, modify, format, distribute, publicly display, publicly perform, and create derivative works from the submitted content for the purpose of providing the Services and distributing approved clips.

• Represent and warrant that you own or have obtained all necessary rights, licenses, releases, and permissions for all elements of the content, including guest appearances, music, images, trademarks, and third-party material.

• Acknowledge that Luzolva may use retention-optimized editorial judgment, AI-assisted editing, and platform-specific formatting.

• Acknowledge that distribution is subject to third-party platform terms and that Luzolva does not guarantee platform acceptance, reach, views, engagement, or monetization.

Unless otherwise stated in a Service Contract, you retain ownership of your original content. Final edited clips will be owned or licensed as set out in the Service Contract. Luzolva retains ownership of its proprietary editing tools, templates, processes, and know-how.

If Luzolva creates derivative works or Work Product for you under a Campaign, the ownership and license terms of that Work Product shall be defined in the applicable Service Contract or SOW. To the extent consistent with the Service Contract, Luzolva may assign or license such Work Product to the Client or Brand.

5.3 Creator & Influencer Ad Marketplace

Luzolva partners with digital creators and influencers to monetize their platforms through sponsored service campaigns. We secure corporate advertising deals with verified companies and match those opportunities with Creator platforms.

For Creators:

• Creators join the Catalog by completing our KYC application as described in Section 4.

• Creators retain 100% control over their account, creative voice, and content schedule.

• Luzolva does not require passwords or account control unless you opt into managed posting under a separate written authorization.

• Creator participation is not guaranteed to result in any Campaign, brand deal, or compensation.

• Creators must provide accurate audience data, metrics, niche information, rate preferences, and content exclusions. Submitting falsified or inflated metrics is grounds for removal and may constitute fraud.

• Creators are responsible for reviewing and complying with all brand guidelines and applicable advertising disclosure laws, including FTC, ASA, and similar requirements. Sponsored content must be clearly disclosed, such as with #ad or #sponsored.

• Creator compensation, commission/revenue share, payout timing, and campaign deliverables will be set out in a Creator Service Contract or campaign-specific SOW.

Unless otherwise agreed in writing, there are zero upfront fees to Creators for marketplace access. Luzolva may be compensated by the Brand and/or through a commission or revenue share from Campaign payouts.

For Brands/Clients:

• Luzolva will evaluate campaign goals, budget, target audience, and brand suitability.

• A proposal or quote is not binding until a Service Contract is signed.

• Luzolva may use anonymized or aggregated Creator data for matching purposes.

• Luzolva does not guarantee specific Creator availability, exact Campaign scale, engagement, conversions, or return on investment unless expressly stated in a signed Service Contract.

• Brands are responsible for the lawfulness of their advertised products and services, and for providing accurate brand guidelines and materials.

5.4 Digital Engineering & Performance

Luzolva designs and runs growth strategies across TikTok, Instagram, LinkedIn, and other platforms based on audience analysis, paid and organic strategy, performance tracking, and reporting.

If Luzolva manages paid advertising accounts or campaigns on your behalf, you authorize Luzolva to take the agreed actions within those accounts. You remain responsible for ad spend, platform compliance, and any fees charged by third-party platforms.

Luzolva will track Campaign performance against agreed KPIs and provide reporting as described in the Service Contract. Unless expressly stated in a Service Contract, Luzolva does not guarantee specific growth, reach, conversion, or ROI outcomes.

5.5 Publisher Catalog & Ad Matching Service

Luzolva provides website and blog owners with an end-to-end monetization service. By listing your platform in our curated publisher network, we actively match your traffic with commercial advertisers.

Publisher Rights and Control:

• You retain full ownership rights to your website, domain, content, and source code at all times.

• This is a commercial service agreement, not a loan, financing product, or security interest.

• Luzolva will not place any advertisement on your platform without your explicit prior approval for that specific Campaign.

• You retain editorial control over what advertising content appears on your platform.

Publisher Obligations and Licenses:

• You grant Luzolva a limited, non-exclusive license to use your site name, logo, traffic descriptions, audience profile, and aggregated analytics to list your platform in the catalog and pitch your site to prospective advertisers.

• You represent that you own or have authority to use the listed platform and that your traffic and audience information is accurate.

No Minimum Guarantees:

Luzolva will make reasonable efforts to source and pitch advertising opportunities, but does not guarantee campaign frequency, revenue targets, advertiser relationships, or minimum ad volume. Luzolva is not liable for revenue loss due to advertiser cancellations, market conditions, platform changes, or force majeure events.

Revenue distribution will be set out in the Publisher Service Contract. Luzolva may use third-party ad management and payment tools.

5.6 Massive Power-Scaling / Pack Effect

Luzolva may deploy a Brand’s Campaign through 10 to more than 1,000 Creators at the same time, creating the “Pack Effect.”

Luzolva will use commercially reasonable efforts to coordinate synchronized deployment, but does not guarantee exact simultaneous posting due to third-party platform scheduling, Creator availability, Creator approval requirements, or technical limitations. Brands acknowledge that scale depends on Creator opt-in and platform compliance.

5.7 Non-Circumvention

During the term of any Service Contract, and for 12 months after its termination, you agree not to circumvent or bypass Luzolva to transact directly with a Creator, Brand, Publisher, or other party first introduced by Luzolva for the same or substantially similar services, unless Luzolva provides prior written consent or the applicable Service Contract provides otherwise.

This section does not prevent you from working generally with other parties, but it does prohibit using Luzolva’s introductions, matchmaking, or campaign relationships to cut Luzolva out of a transaction.

6. Payments and Payouts

Payment terms, fees, commissions, revenue shares, invoicing schedules, currencies, and payout methods will be specified in the applicable Service Contract.

Luzolva may use third-party payment processors. Luzolva is not responsible for delays, errors, fees, or holds caused by third-party processors or financial institutions.

Luzolva is not a bank or financial institution. Funds held on your behalf by Luzolva, if any, are held as a limited agent for remittance purposes only and are not FDIC insured.

Tax Forms and Withholding.

To receive payments, you must provide the appropriate tax documentation:

• U.S. Resident Contractors: A completed IRS Form W-9 (Request for Taxpayer Identification Number and Certification).

• International Contractors: The applicable IRS Form W-8 series, such as W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting – Individuals) or W-8BEN-E (for entities), or other forms as required by your jurisdiction and the IRS.

Luzolva may withhold taxes as required by applicable law and remit them to the appropriate authority. You are solely responsible for all other taxes arising from payments you receive, including income taxes, self-employment taxes, VAT, GST, and similar obligations. Luzolva does not provide tax advice.

Luzolva may deduct or offset fees, commissions, refunds, chargebacks, and any amounts owed by you from amounts otherwise payable to you.

Unless otherwise required by law, you are responsible for all taxes associated with your use of the Services and any payments you receive.

7. User Content and Licenses

Ownership. You retain all ownership rights in Content you submit to Luzolva. Luzolva does not claim ownership of your Content.

Limited License to Luzolva. By submitting Content, you grant Luzolva a non-exclusive, worldwide, sublicensable, royalty-free license to use, reproduce, modify, edit, distribute, publicly display, publicly perform, and create derivative works from your Content solely for:

• Providing and improving the Services;

• Distributing approved Campaign deliverables across platforms and our creator network; and

• Marketing Luzolva’s Services, including case studies, portfolio use, and performance reporting, unless you opt out in writing.

Your Content Representations. You represent and warrant that you own or have all necessary rights, licenses, releases, and permissions for your Content, and that your Content does not infringe any third-party intellectual property, privacy, publicity, or contractual rights.

Work Product. If Luzolva creates derivative works, edited clips, or other campaign-specific materials (“Work Product”) for you, the ownership and license of that Work Product will be defined in the applicable Service Contract. To the extent the Service Contract provides, Luzolva may assign or license Work Product to the Client or Brand. Unless otherwise agreed, Luzolva retains ownership of its proprietary methods, templates, and know-how used to create Work Product.

Content Standards. You may not submit Content that is illegal, infringing, harassing, threatening, defamatory, obscene, fraudulent, misleading, or otherwise objectionable. Luzolva may remove or disable Content that violates these Terms or applicable law.

Monitoring. Luzolva does not control or pre-screen all Content, but may monitor, remove, or block Content at its discretion. Luzolva is not responsible for third-party Content.

8. Prohibited Conduct

You agree not to:

• Use the Services for any illegal, fraudulent, or unlawful purpose.

• Submit false, inflated, or misleading metrics, analytics, traffic data, or business information.

• Engage in ad fraud, invalid traffic, click fraud, bot manipulation, or misleading engagement.

• Purchase or use bots, click farms, engagement pods, fake followers, or artificial traffic generation.

• Misrepresent your identity, authority, or affiliation.

• Infringe or violate the intellectual property, privacy, publicity, or other rights of Luzolva or any third party.

• Harass, threaten, or harm other users, Creators, Publishers, or Brands.

• Publish undisclosed sponsored content or violate advertising disclosure laws.

• Interfere with, disrupt, reverse engineer, decompile, or attempt to extract the source code of the Services.

• Use automated tools, bots, scrapers, or crawlers without our prior written consent.

• Bypass, circumvent, or attempt to defeat security features of the Services.

• Use the Services for peer-to-peer money transfers unrelated to actual product or service transactions.

• Sell, resell, or commercially exploit the Services without our prior written consent.

Violating this section may result in immediate suspension or termination, and may also trigger fraud investigation and permanent removal from the Catalog.

9. Intellectual Property

Luzolva and its licensors own all rights, title, and interest in the Services, including the Luzolva name, logo, tagline, website, platform, software, designs, workflows, templates, and related materials. You may not use Luzolva’s intellectual property without prior written consent.

If you provide feedback, suggestions, or ideas about the Services, you grant Luzolva a non-exclusive, worldwide, royalty-free license to use that feedback without restriction or compensation.

10. Confidentiality

Each party may receive non-public information from the other party, including Campaign terms, pricing, payouts, business plans, and technical information (“Confidential Information”).

Each party agrees to protect Confidential Information using reasonable care and not to disclose it except as necessary to perform obligations under these Terms or a Service Contract. Confidential Information does not include information that is public, independently developed, rightfully received from a third party, or required to be disclosed by law.

Confidentiality obligations survive termination for five (5) years, except for trade secrets, which remain protected as long as they qualify as trade secrets under applicable law.

11. Data and Privacy

Our collection, use, and protection of personal data are governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the data practices described in the Privacy Policy.

Luzolva may use anonymized, aggregated, or statistical data derived from your use of the Services for analytics, reporting, matching, and improving the Services.

12. Third-Party Platforms and Services

The Services depend on third-party platforms, including TikTok, Instagram, YouTube, Facebook, X, LinkedIn, Snapchat Spotlight, payment processors, and ad networks. Luzolva does not control these third-party services.

You agree that Luzolva is not responsible for the actions, terms, algorithm changes, suspensions, fees, or failures of third-party platforms. If a third-party platform removes or restricts your content or account, Luzolva is not liable.

13. Disclaimers

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, OR THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES.

LUZOLVA DOES NOT GUARANTEE SPECIFIC CAMPAIGN OUTCOMES, INCOME, VIEWS, REACH, ENGAGEMENT, CONVERSIONS, ADVERTISING REVENUE, FOLLOWER GROWTH, OR BUSINESS RESULTS. LUZOLVA IS NOT A LICENSED TALENT AGENCY IN EVERY JURISDICTION, FINANCIAL ADVISOR, LENDER, OR GUARANTOR OF INCOME.

Some jurisdictions provide certain statutory warranties that cannot be excluded. Nothing in these Terms overrides those rights if they apply to you.

14. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, LUZOLVA AND ITS MEMBERS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THE SERVICES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF:

• (A) THE AMOUNT YOU PAID TO LUZOLVA IN THE 12 MONTHS PRECEDING THE CLAIM; OR

• (B) ONE HUNDRED U.S. DOLLARS (USD $100).

You must bring any claim within one year of the event giving rise to the dispute. After that, you permanently waive the right to pursue the claim.

Nothing in these Terms limits liability that cannot be limited under applicable law, including liability for fraud, gross negligence, willful misconduct, or applicable consumer protection rights.

15. Indemnification

You agree to defend, indemnify, and hold harmless Luzolva, its members, officers, employees, contractors, and agents from any third-party claim, liability, damage, loss, or expense, including reasonable attorneys’ fees, arising from:

• Your breach of these Terms or any Service Contract;

• Your Content, including infringement or misappropriation of third-party rights;

• Your submission of false, fraudulent, or misleading information;

• Your violation of applicable law, advertising regulations, or platform terms;

• Any dispute between you and another Creator, Brand, Publisher, or third party;

• Your tax obligations;

• Your use of unauthorized third-party material or invalid traffic practices.

Luzolva may assume exclusive defense of any claim at its own cost, and you agree to cooperate with our defense.

16. Termination

You may stop using the Services and request deletion of your account or data at any time, subject to any obligations under an active Service Contract and our Privacy Policy.

Data and Catalog Removal Requests. Upon termination, or at any time, you may request a copy of your data and/or request removal from the Luzolva Catalog. If Luzolva has made self-service account deletion available, you may delete your account directly through your account settings. Catalog removal will not affect any obligations under an active Service Contract, and Luzolva may retain data as required by law or for legitimate business purposes.

Luzolva may suspend or terminate your access to the Services at any time, with or without notice, for:

• Breach of these Terms or any Service Contract;

• Fraudulent, illegal, or harmful conduct;

• Legal or regulatory risk;

• Any other reason at our reasonable discretion.

Upon termination:

• You remain responsible for fees or charges incurred before termination;

• Luzolva may remove or delete Content associated with your account;

• You may lose access to certain Services, Campaigns, or deliverables;

• You are solely responsible for retaining copies of your Content.

If your account was terminated for violating these Terms, you may not create a new account under a different name or account.

Sections 5.7, 6, 7, 9, 10, 13, 14, 15, 16, 18, 19, and 20 survive termination.

17. Copyright Complaints

Luzolva respects intellectual property rights. If you believe material on the Services infringes your copyright, send a notice to:

Luzolva LLC

Attention: Legal / IP Notification

Email: contact@luzolva.com

Your notice should include the information required by the Digital Millennium Copyright Act, including identification of the copyrighted work, identification of the allegedly infringing material, your contact information, and a statement under penalty of perjury.

Luzolva may remove or disable access to infringing content and may terminate repeat infringers.

18. Dispute Resolution, Arbitration, and Class Action Waiver

Governing Law. These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles, except where mandatory local law applies.

Informal Resolution. Before filing any claim, you and Luzolva agree to attempt to resolve the dispute informally. Send notice to contact@luzolva.com with your name, contact information, account or service details, a description of the issue, and how you would like to resolve it. We will try to resolve the dispute within 60 days.

MANDATORY ARBITRATION. Any unresolved dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration administered by the American Arbitration Association (“AAA”) under its applicable rules, including the Consumer Arbitration Rules if you are a consumer, and the Commercial Arbitration Rules for business disputes.

Arbitration shall be conducted by a single arbitrator, by videoconference where possible, or in Sheridan, Wyoming, or another mutually agreed location. The arbitrator shall apply Wyoming law and may award only individual relief.

CLASS ACTION AND JURY TRIAL WAIVER. You and Luzolva agree to bring disputes only on an individual basis. You waive any right to participate in a class action, consolidated action, representative action, or private attorney general action. The arbitrator may not award relief to anyone other than the individual party. You and Luzolva knowingly and irrevocably waive any right to trial by jury.

Opt-Out of Arbitration. You may opt out of this arbitration provision within 30 days of first accepting these Terms by sending an email to contact@luzolva.com with the subject line “Arbitration Opt-Out” and including your name and account information.

• Exceptions. You or Luzolva may bring claims in small claims court if within its jurisdiction, or seek injunctive or equitable relief to prevent intellectual property infringement or unauthorized use of the Services.

• Fees. Arbitration fees will be allocated under AAA rules. If you are a consumer and your claim is less than $500, Luzolva will pay filing, administrative, and arbitrator fees unless the arbitrator determines your claim is frivolous.

• Severability. If any part of this Section 18 is found unenforceable, the remainder remains in effect. However, if the class action waiver is found unenforceable, the entire arbitration provision shall be unenforceable.

19. General Terms

• Changes to Terms. Luzolva may revise these Terms from time to time. We will post updated Terms with a new “Last Updated” date. Continued use after the effective date constitutes acceptance of the updated Terms.

• Entire Agreement. These Terms, together with our Privacy Policy, any applicable Service Contract, and any policies incorporated by reference, constitute the entire agreement between you and Luzolva regarding the Services and supersede all prior agreements.

• Severability. If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full force.

No Waiver. Our failure to enforce a provision is not a waiver of our right to enforce it later.

• Assignment. You may not assign or transfer these Terms without our prior written consent. Luzolva may assign these Terms without restriction.

• Force Majeure. Luzolva is not liable for delays or failure to perform caused by events beyond our reasonable control, including natural disasters, platform changes, government actions, internet outages, or third-party failures.

• Relationship of the Parties. Nothing in these Terms creates an employment, partnership, joint venture, or agency relationship between you and Luzolva, except as expressly stated in a signed Service Contract. Creators, UGC creators, and influencers participating in the Catalog are independent contractors, not employees, unless a separate written employment agreement exists.

• No Third-Party Beneficiaries. These Terms do not confer any rights on any third party.

• Export Compliance. You agree to comply with all U.S. and international export control and sanctions laws.

• Notices. Notices to Luzolva may be sent to contact@luzolva.com. Notices to you may be sent to the email address associated with your account.

20. Contact Information

Luzolva LLC

Email: contact@luzolva.com

Phone / WhatsApp: +1 (402) 816-0759

Registered Agent:

Northwest Registered Agent Service Inc

30 N Gould St Ste N

Sheridan, WY 82801

USA

By using the Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.